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4/27/2022 9:29 AM <dir> Bank call with Refund
4/27/2022 9:29 AM <dir> Bank call without Refund
4/27/2022 9:29 AM <dir> Caller Disconnected
4/27/2022 9:29 AM <dir> Language Barrier
4/27/2022 9:29 AM <dir> Transaction non refundable